You have decided to remove a payment method from your Apple ID. But need to learn how to do it. Don't worry it is a straightforward task. Before you delete a payment method make sure you don't have an active subscription otherwise you won't be able to remove a payment method until add a new one. Cancel all subscriptions and pay all dues if you don't want to add new ones.

How to Remove a Payment Method from Apple ID on iPhone
To Delete a Payment Method Follow these steps:
- Open Settings ⚙️ on your Phone
- Tap Your Name and Apple ID at the top of Menu
- Tap Payment& Shiping sometimes you may need to enter your Apple ID Password
- You will see all available payment methods tap on that which you want to remove
Note if you have a single payment method that will be open automatically after taping Payment & Shiping - Scroll down and tap Remove Payment Method
- A prompt will appear for confirmation tap Remove
- Enter your Apple Account Password then tap Sign In
Faq
Q1. Can we Use the same payment method again?
Ans: You can use the same payment method adding back again.
Q2. Is there any charger to re-add the same payment method?
Ans: No, it is free to re-add a payment method.